Tell us how you work. We map your full payment journey and eliminate every unnecessary fee — from client to your bank account.
Personalised for freelancers in 🇬🇧 UK · 🇨🇦 Canada · 🇦🇺 Australia
The hidden cost of getting paid
Every time money moves from a client to your bank, someone takes a cut. Bad exchange rates. Withdrawal fees. Platform charges. It adds up fast.
You receive $3,000/mo from US clients via PayPal.
PayPal charges 4–5% FX conversion on top of a 2.9% receiving fee. On $36k/year, that's over £420 gone — just in fees.
Your bank converts your USD payments at "their rate".
High street banks add 2–3% over mid-market rate plus a £10–25 receiving fee per wire. Most freelancers never notice it on statements.
You leave Upwork earnings in your Upwork wallet.
Upwork's default USD→GBP conversion uses a rate 2% below mid-market. Add platform withdrawal fees and you're overpaying for no reason.
What is a “payment stack”?
A payment stack is the chain of tools your money travels through — from your client to your bank account. Each link in that chain charges a fee. We find the cheapest chain for your specific situation.
❌ Expensive (most freelancers today)
✓ Optimised (feebite recommendation)
The right combination depends on your country, platform, and volume. That's what feebite calculates for you — instantly, for free.
How feebite works
No sign-up. No spam. Just the right tools for your exact situation.
Your country, how clients pay you, monthly volume, and what you care about. Takes under 2 minutes.
Our engine scores every platform combination against your profile — fees, FX rates, payout speed, and KYC requirements.
We show you the exact tools to use, in the right order, with setup guides. Your cheapest path from client to bank.
5 questions · personalised results · completely free
We use this to filter platforms available in your country.
Real results
Based on typical fee structures for each platform combination.
🖥️ Upwork freelancer (UK)
$3,000 USD/month
Before
PayPal default
4.5% total
After feebite
Payoneer → Wise
0.8% total
🎨 Fiverr seller (Canada)
$1,500 USD/month
Before
Fiverr revenue card
4.0% FX fee
After feebite
Payoneer → Wise
1.2% FX fee
💼 Direct client invoices (Australia)
$5,000 USD/month
Before
Bank wire (ANZ)
3.2% FX + fees
After feebite
Wise Business
0.41% FX fee
Free · no sign-up · takes 2 minutes
Why feebite is different
We don't show you the same list as everyone else. Your recommendation is calculated against your country, income source, and volume.
Most tools compare single platforms. We optimise the entire route your money takes — because the real saving is in the combination.
Yes, we earn commissions. No, it doesn't change our recommendations. Our rankings are calculated by cost — not by who pays us more.
Ranked by fee savings for international freelancers.
Send and receive money at the real exchange rate
Lowest FX fees + multi-currency account for international freelancers
Get started →The official payment partner for Upwork and Fiverr
Upwork & Fiverr sellers — official partner with the lowest withdrawal fees from both platforms
Get started →The business account built for global teams
Freelancers billing clients directly who need a proper business account with invoicing
Get started →Tailored advice for your country, platform, and workflow.
UK Freelancers
Wise + Revolut: the optimal UK stack
Read guide →
US Freelancers
Stripe + Wise: lowest fees for US freelancers
Read guide →
Canadian Freelancers
Get paid in USD without bank FX fees
Read guide →
Australian Freelancers
Receive international payments cheaply in AUD
Read guide →
Upwork Users (UK)
Zero-fee Upwork withdrawals to your UK bank
Read guide →
Fiverr Sellers (UK)
Keep more of every Fiverr payout
Read guide →
Head-to-head fee and feature breakdowns.
Wise vs Payoneer
Head-to-head: fees, speed, features
Wise vs Revolut
Which multi-currency account wins?
Payoneer vs PayPal
The definitive fee comparison
Wise vs Stripe
Receiving payments vs invoicing — which wins?
Payoneer vs Revolut
Upwork partner vs multi-currency account
Upwork vs Freelancer.com
Platform fees compared: which costs less?
Practical advice to help you keep more of your income.
Payoneer and Wise both work with Upwork — but combining them correctly saves UK freelancers £320+/year vs using either alone. Full fee breakdown, setup guide, and the optimal route. Updated April 2026.
Read article →
The cheapest way to withdraw your Fiverr earnings to a UK bank account. Payoneer vs PayPal vs bank transfer — exact fees, £264/year saving potential, and step-by-step setup guide.
Read article →
How to get paid as a freelancer in Canada. Compare Wise, Payoneer, and Canadian alternatives for receiving USD and international payments with the lowest fees.
Read article →
Stop overpaying
Freelancers in the UK, Canada and Australia are saving £380–£1,600/year by switching to the right payment stack.
Free · No sign-up · Instant personalised recommendation
Design my payment setup — it's free →