Airwallex offers multi-currency business accounts with low FX fees and local banking details in 60+ countries. Popular with agencies and digital businesses paying teams internationally.
Quick Verdict
Rating: 4.4/5 — ★★★★☆
Best for: Agencies and businesses paying remote teams across multiple currencies
Not ideal for: Solo freelancers — designed for businesses with payroll/team payments
Get started with Airwallex →Key Facts
| Category | fintech / business-account |
| FX fee | 🟡 0.5% |
| Withdrawal fee | Free |
| Monthly fee | Free |
| Payout speed | same-day |
| KYC level | Full (ID + proof of address) |
| Founded | 2015 |
| HQ | AU |
Country Availability
| UK | Canada | Australia |
|---|---|---|
| ✅ | ✅ | ✅ |
Fees
| Fee type | Amount |
|---|---|
| FX conversion | 0.5% above mid-market |
| Withdrawal | Free |
| Monthly subscription | None |
| Currencies supported | 60+ |
Features
| Feature | |
|---|---|
| Bank transfer | ✅ |
| Card payments | ✅ |
| Crypto | ❌ |
| Virtual card | ✅ |
| Physical card | ✅ |
| Multi-currency | ✅ |
| Business account | ✅ |
| Mobile app | ✅ |
| API access | ✅ |
| Upwork integration | ❌ |
| Fiverr integration | ❌ |
Pros
- Low FX fee — 0.5%
- No monthly fee
- Multi-currency account
- Virtual debit card
- Mobile app (iOS & Android)
Cons
- Check availability in your country
Who Should Use Airwallex
Perfect for: Agencies and businesses paying remote teams across multiple currencies
Skip it if: Solo freelancers — designed for businesses with payroll/team payments
How to Get Started
- Visit https://airwallex.com and create an account
- Complete identity verification (Full (ID + proof of address))
- Set up your payment receiving details
- Share with clients or connect to your freelance platform
Frequently Asked Questions
Is Airwallex available in the UK? Yes — Airwallex is fully available in the UK.
Is Airwallex available in Canada? Yes — Airwallex is fully available in Canada.
Is Airwallex available in Australia? Yes — Airwallex is fully available in Australia.
What are Airwallex's fees? Airwallex charges 0.5% for currency conversion.
Is Airwallex safe? Airwallex is a regulated financial service with a strong safety record. Always verify current regulatory status on their website.
This review was last updated 2026-03-30. Fees and availability may change — always check Airwallex's website for the latest information.
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