BitPay provides a business-grade crypto payment solution. Accept Bitcoin, Ethereum and other major coins via invoices, and settle in fiat or crypto.
Quick Verdict
Rating: 3.9/5 — ★★★½☆
Best for: Freelancers or businesses who want professional crypto invoicing with fiat settlement
Not ideal for: Fiat-only workflows or those new to crypto
Get started with BitPay →Key Facts
| Category | crypto / payment-processor |
| FX fee | 🟡 1% |
| Withdrawal fee | Free |
| Monthly fee | Free |
| Payout speed | 1-3 days |
| KYC level | Standard (ID required) |
| Founded | 2011 |
| HQ | US |
Country Availability
| UK | Canada | Australia |
|---|---|---|
| ✅ | ✅ | ✅ |
Fees
| Fee type | Amount |
|---|---|
| FX conversion | 1% above mid-market |
| Withdrawal | Free |
| Monthly subscription | None |
| Currencies supported | 15+ |
Features
| Feature | |
|---|---|
| Bank transfer | ✅ |
| Card payments | ✅ |
| Crypto | ✅ |
| Virtual card | ✅ |
| Physical card | ✅ |
| Multi-currency | ✅ |
| Business account | ✅ |
| Mobile app | ✅ |
| API access | ✅ |
| Upwork integration | ❌ |
| Fiverr integration | ❌ |
Pros
- No monthly fee
- Multi-currency account
- Virtual debit card
- Mobile app (iOS & Android)
- Business account available
Cons
- Check availability in your country
Who Should Use BitPay
Perfect for: Freelancers or businesses who want professional crypto invoicing with fiat settlement
Skip it if: Fiat-only workflows or those new to crypto
How to Get Started
- Visit https://bitpay.com and create an account
- Complete identity verification (Standard (ID required))
- Set up your payment receiving details
- Share with clients or connect to your freelance platform
Frequently Asked Questions
Is BitPay available in the UK? Yes — BitPay is fully available in the UK.
Is BitPay available in Canada? Yes — BitPay is fully available in Canada.
Is BitPay available in Australia? Yes — BitPay is fully available in Australia.
What are BitPay's fees? BitPay charges 1% for currency conversion.
Is BitPay safe? BitPay is a regulated financial service. Exercise normal caution as with any financial platform. Always verify current regulatory status on their website.
This review was last updated 2026-03-30. Fees and availability may change — always check BitPay's website for the latest information.
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