Braintree is a developer-first payment gateway owned by PayPal. It supports cards, PayPal, Venmo and more. Best for freelance developers building payment into client products.
Quick Verdict
Rating: 4.1/5 — ★★★★☆
Best for: Developers building payment processing into client apps and SaaS products
Not ideal for: Regular freelancers invoicing clients — designed for programmatic payments
Get started with Braintree →Key Facts
| Category | payment / payment-processor |
| FX fee | 🔴 2% |
| Withdrawal fee | Free |
| Monthly fee | Free |
| Payout speed | 1-3 days |
| KYC level | Full (ID + proof of address) |
| Founded | 2007 |
| HQ | US |
Country Availability
| UK | Canada | Australia |
|---|---|---|
| ✅ | ✅ | ✅ |
Fees
| Fee type | Amount |
|---|---|
| FX conversion | 2% above mid-market |
| Withdrawal | Free |
| Monthly subscription | None |
| Currencies supported | 130+ |
Features
| Feature | |
|---|---|
| Bank transfer | ❌ |
| Card payments | ✅ |
| Crypto | ❌ |
| Virtual card | ❌ |
| Physical card | ❌ |
| Multi-currency | ✅ |
| Business account | ✅ |
| Mobile app | ❌ |
| API access | ✅ |
| Upwork integration | ❌ |
| Fiverr integration | ❌ |
Pros
- No monthly fee
- Multi-currency account
- Business account available
- API access
Cons
- No mobile app
- No bank transfer support
Who Should Use Braintree
Perfect for: Developers building payment processing into client apps and SaaS products
Skip it if: Regular freelancers invoicing clients — designed for programmatic payments
How to Get Started
- Visit https://braintreepayments.com and create an account
- Complete identity verification (Full (ID + proof of address))
- Set up your payment receiving details
- Share with clients or connect to your freelance platform
Frequently Asked Questions
Is Braintree available in the UK? Yes — Braintree is fully available in the UK.
Is Braintree available in Canada? Yes — Braintree is fully available in Canada.
Is Braintree available in Australia? Yes — Braintree is fully available in Australia.
What are Braintree's fees? Braintree charges 2% for currency conversion.
Is Braintree safe? Braintree is a regulated financial service with a strong safety record. Always verify current regulatory status on their website.
This review was last updated 2026-03-30. Fees and availability may change — always check Braintree's website for the latest information.
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