Paysend charges a flat £/€/$2 fee per transfer regardless of amount, making it very competitive for larger transfers. Covers 170 countries and settles quickly to cards or bank accounts.
Quick Verdict
Rating: 4/5 — ★★★★☆
Best for: Large one-off transfers where a flat fee beats percentage-based competitors
Not ideal for: Small regular payments where the flat fee is disproportionate
Get started with Paysend →Key Facts
| Category | payment / money-transfer |
| FX fee | 🟡 0.5% |
| Withdrawal fee | $2 fixed |
| Monthly fee | Free |
| Payout speed | same-day |
| KYC level | Basic (email only) |
| Founded | 2017 |
| HQ | GB |
Country Availability
| UK | Canada | Australia |
|---|---|---|
| ✅ | ✅ | ✅ |
Fees
| Fee type | Amount |
|---|---|
| FX conversion | 0.5% above mid-market |
| Withdrawal | $2 flat |
| Monthly subscription | None |
| Currencies supported | 170+ |
Features
| Feature | |
|---|---|
| Bank transfer | ✅ |
| Card payments | ✅ |
| Crypto | ❌ |
| Virtual card | ❌ |
| Physical card | ❌ |
| Multi-currency | ❌ |
| Business account | ❌ |
| Mobile app | ✅ |
| API access | ❌ |
| Upwork integration | ❌ |
| Fiverr integration | ❌ |
Pros
- Low FX fee — 0.5%
- No monthly fee
- Mobile app (iOS & Android)
Cons
- Check availability in your country
Who Should Use Paysend
Perfect for: Large one-off transfers where a flat fee beats percentage-based competitors
Skip it if: Small regular payments where the flat fee is disproportionate
How to Get Started
- Visit https://paysend.com and create an account
- Complete identity verification (Basic (email only))
- Set up your payment receiving details
- Share with clients or connect to your freelance platform
Frequently Asked Questions
Is Paysend available in the UK? Yes — Paysend is fully available in the UK.
Is Paysend available in Canada? Yes — Paysend is fully available in Canada.
Is Paysend available in Australia? Yes — Paysend is fully available in Australia.
What are Paysend's fees? Paysend charges 0.5% for currency conversion, $2 per withdrawal.
Is Paysend safe? Paysend is a regulated financial service with a strong safety record. Always verify current regulatory status on their website.
This review was last updated 2026-03-30. Fees and availability may change — always check Paysend's website for the latest information.
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