Remitly specialises in personal international transfers with locked-in rates. Like WorldRemit, it is primarily a sending tool, not ideal for receiving freelance income.
Quick Verdict
Rating: 4/5 — ★★★★☆
Best for: One-off personal transfers with rate-lock guarantees
Not ideal for: Receiving regular freelance payments from clients
Get started with Remitly →Key Facts
| Category | payment / money-transfer |
| FX fee | 🔴 1.8% |
| Withdrawal fee | $2.99 fixed |
| Monthly fee | Free |
| Payout speed | same-day |
| KYC level | Basic (email only) |
| Founded | 2011 |
| HQ | US |
Country Availability
| UK | Canada | Australia |
|---|---|---|
| ✅ | ✅ | ✅ |
Fees
| Fee type | Amount |
|---|---|
| FX conversion | 1.8% above mid-market |
| Withdrawal | $2.99 flat |
| Monthly subscription | None |
| Currencies supported | 85+ |
Features
| Feature | |
|---|---|
| Bank transfer | ✅ |
| Card payments | ❌ |
| Crypto | ❌ |
| Virtual card | ❌ |
| Physical card | ❌ |
| Multi-currency | ❌ |
| Business account | ❌ |
| Mobile app | ✅ |
| API access | ❌ |
| Upwork integration | ❌ |
| Fiverr integration | ❌ |
Pros
- No monthly fee
- Mobile app (iOS & Android)
Cons
- Check availability in your country
Who Should Use Remitly
Perfect for: One-off personal transfers with rate-lock guarantees
Skip it if: Receiving regular freelance payments from clients
How to Get Started
- Visit https://remitly.com and create an account
- Complete identity verification (Basic (email only))
- Set up your payment receiving details
- Share with clients or connect to your freelance platform
Frequently Asked Questions
Is Remitly available in the UK? Yes — Remitly is fully available in the UK.
Is Remitly available in Canada? Yes — Remitly is fully available in Canada.
Is Remitly available in Australia? Yes — Remitly is fully available in Australia.
What are Remitly's fees? Remitly charges 1.8% for currency conversion, $2.99 per withdrawal.
Is Remitly safe? Remitly is a regulated financial service with a strong safety record. Always verify current regulatory status on their website.
This review was last updated 2026-03-30. Fees and availability may change — always check Remitly's website for the latest information.
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