Payoneer is the go-to platform for Upwork and Fiverr sellers. It offers official integrations with major freelance marketplaces, letting you withdraw earnings with minimal fees.
Quick Verdict
Rating: 4.4/5 — ★★★★☆
Best for: Upwork & Fiverr sellers — official partner with the lowest withdrawal fees
Not ideal for: Crypto payments or if clients pay bank transfer only
Get started with Payoneer →Key Facts
| Category | payment / money-transfer |
| FX fee | 🔴 2% |
| Withdrawal fee | $1.5 fixed |
| Monthly fee | Free |
| Payout speed | 1-3 days |
| KYC level | Standard (ID required) |
| Founded | 2005 |
| HQ | US |
Country Availability
| UK | Canada | Australia |
|---|---|---|
| ✅ | ✅ | ✅ |
Fees
| Fee type | Amount |
|---|---|
| FX conversion | 2% above mid-market |
| Withdrawal | $1.5 flat |
| Monthly subscription | None |
| Currencies supported | 150+ |
Features
| Feature | |
|---|---|
| Bank transfer | ✅ |
| Card payments | ✅ |
| Crypto | ❌ |
| Virtual card | ✅ |
| Physical card | ✅ |
| Multi-currency | ✅ |
| Business account | ✅ |
| Mobile app | ✅ |
| API access | ✅ |
| Upwork integration | ✅ |
| Fiverr integration | ✅ |
Pros
- No monthly fee
- Multi-currency account
- Virtual debit card
- Mobile app (iOS & Android)
- Business account available
Cons
- Check availability in your country
Who Should Use Payoneer
Perfect for: Upwork & Fiverr sellers — official partner with the lowest withdrawal fees
Skip it if: Crypto payments or if clients pay bank transfer only
How to Get Started
- Visit https://payoneer.com and create an account
- Complete identity verification (Standard (ID required))
- Set up your payment receiving details
- Share with clients or connect to your freelance platform
Frequently Asked Questions
Is Payoneer available in the UK? Yes — Payoneer is fully available in the UK.
Is Payoneer available in Canada? Yes — Payoneer is fully available in Canada.
Is Payoneer available in Australia? Yes — Payoneer is fully available in Australia.
What are Payoneer's fees? Payoneer charges 2% for currency conversion, $1.5 per withdrawal.
Is Payoneer safe? Payoneer is a regulated financial service with a strong safety record. Always verify current regulatory status on their website.
This review was last updated 2026-03-30. Fees and availability may change — always check Payoneer's website for the latest information.
feebite may earn a commission if you sign up via our links. This does not affect our editorial ratings.